Savings Products
Share Account—Savings
- Compounded monthly dividends
- May open multiple savings accounts if needed
- Acts as your membership account
Share Draft Account—Basic Checking
- No monthly service charge or minimum balance required
- No per check fee
- Debit card available for quick transactions
- Overdraft protection available
- Receive 50 free checks with new account
- Free checks for members age 55 and over
Share Draft Account—Preferred Checking
- All the advantages of basic checking plus…
- Dividends compounded monthly
- $1,000 minimum balance
- $7.00 monthly fee if below minimum balance
Christmas Club Account
- Compounded monthly dividends
- Receive gift for club renewal
- Deposit as little or as much as you like
- Club funds become available after October 31st
Payroll Deduction
- All or a portion of payroll check may be placed into any account for deposit or payment
- Quick and easy way to increase savings or to make monthly car loan or mortgage payment
Kid’s Club
- Great way to teach children and grandchildren age 13 and under the value of saving
- Planned activities throughout year
- Quarterly newsletter with games and activities
- Receive monthly gift with $5.00 deposit
- Interactive and safe Web site for kids to play
Share Certificates
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Competitive fixed rate with a variety of maturity periods
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Automatically roll all or part of your funds from a maturing certificate into a new certificate at the current rate
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Monthly dividends
Roth and IRA Accounts
- Fixed rate IRA share certificates
- Variable rate IRA shares
- Dividends paid monthly
Money Market Account
- Dividends guaranteed higher than regular savings
- $2,500 minimum balance
- Unlimited withdraws each month