Visa Credit Card Services
Balance Transfer to Your WGE Visa Credit Card
Transfer the balances from your higher rate credit cards to your WGE Federal Credit Union Visa credit card and receive 5.9% Annual Percentage Rate (APR) for twelve (12) months from the posting date of the transfer.* Start the savings now by completing and returning the authorization form (PDF).
*Transfers post as a purchase. If payment is received late once during the promotional period, the rate will revert to the prevailing purchase APR. As of July 2008, the purchase APR was 12.9% for classic, 10.9% for gold, and 9.9% for platinum. Existing WGE balances are excluded from receiving the promotion. Payments and credits will be applied to the promotional balance first. Continue to make the minimum payment on any bills you receive during the transfer processing period in order to avoid past due notices and charges.
Visa Skip-A-Payment
Pick a month to skip your credit card payment. Simply complete the authorization form and return with your payment coupon or take it directly to the credit union.
Access Your Visa® Credit Card Online
WGE Federal Credit Union introduces a new website for accessing your Visa account. The new site offers the same features as before, as well as new features such as online payment dispute, e-statements and more.
>>Proceed to the Visa Online Access Site
(Enrollment/Re-enrollment required)
Visa Rewards Program
Whether it's airline tickets, a new bike for Johnny, gasoline for the car, or dinner for two, use your WGE Federal Credit Union Visa card to make your purchases and start earning!
Gold Visa
$100.00 to $499.99 will earn .50%
$500.00 and over will earn .75%
Platinum Visa
$100.00 to $499.99 will earn .75%
$500.00 and over will earn 1%
Rebates will be calculated monthly on purchases over $100.00 made with your WGE Visa Gold and Platinum card. Your cash rebate will post as a credit to your Visa account annually in December.
*Cash rebate is earned on purchases only, cash advances do not apply. Accounts that are past due two (2) or more billing cycles or that are more than 3% overlimit will not accumulate rebate points. Closed, bankrupt, revoked, frozen, or accounts more than 3% overlimit will not receive the rebate. Rebate offer begins June 12, 2008.
Important Visa® & Debit Card Information
Due to high fraud risk, all WGE FCU Visa cards and debit cards are currently blocked from usage in all foreign countries. If you plan on traveling to any foreign country, please notify the Credit Union Visa Department at (765) 281-6034 to have the restriction lifted from your account.
Thank you for your cooperation.
WGE Federal Credit Union offers the convenience of Visa - available as a Classic, Gold, or Platinum card. Each has no annual fee and offers low rates. The WGE Visa credit card is accepted at millions of merchants worldwide.
Apply for a WGE Visa Card today by visiting any branch location.
Lost/Stolen WGE Visa® Card
To report a Lost/Stolen WGE Visa® card, or to receive information regarding your WGE Visa® card, please call 1-800-289-5939.
Online Protection: Verified by Visa®
Verified by Visa® protects your existing Visa® card number with a personal password, giving you the reassurance that only you can use your Visa® card online. Once Verified by Visa® is activated, your card number will be recognized whenever you purchase at participating online stores. You'll enter your password in the Verified by Visa® window, your identity will be verified, and the transaction will be completed.
>> Click Here to Activate Verified by Visa®
VISA® Gift Card
>> Click Here to View Gift Card Designs
The Visa® Gift card is a prepaid card that can be used at millions of locations where Visa® debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.
- The Visa® Gift card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
- Choose a gift card design to fit the occasion.
- The recipient can use the Visa® Gift card to buy what they want, when they want.
- Offers all the protection and security features you've come to expect from Visa® - the Visa® Gift card can be replaced if lost or stolen.
- The Visa® Gift card works at millions of places that accept Visa® debit cards—including retail stores and online merchants—and for mail and phone orders.
FEES
Gift Card load fee $3.00
Replacement of lost card $5.00
Phone inquiry - free
Online inquiry - free
Maintenance fee (starts at 7th month of inactivity) $2.95 monthly
LIMITS
Minimum load $10.00
Maximun load $1,000.00
Life of card up to 36 months
FEATURES
Instant issue
Accepted at millions of Visa® merchants worldwide
Can be used for telephone and Internet purchases
Cardholder support www.myprepaidbalance.com or 800-827-6227
Visa® Travel Card
>> Click Here to View Travel Card Designs
The America’s Credit Unions Visa® TravelMoney Card is an instantly available travel plastic Visa® card that can be loaded with US Dollars. The card can be used at millions of merchants around the world that accept Visa® debit cards, including shops, restaurants and hotels. It also offers instant access to local currency worldwide from more than 950,000 Visa® ATM’s in over 150 countries. The Visa® TravelMoney Card can be reloaded at the Credit Union, by phone, or online through a checking account or other credit card.
With the Visa® TravelMoney Card, there is no need to carry travelers cheques in order to access local currency and no need to worry about local banking hours or lengthy lines. The Visa® TravelMoney Card gives you instant use of funds whether you use a Visa® ATM, or at locations that accept Visa®debit cards. The Visa® TravelMoney Card is prepaid so there is no danger of overspending. Unlike other cards, there will be no surprise bills.
The Visa® TravelMoney Cards are PIN protected and carry a signature panel on the reverse, giving peace of mind that funds are secure. If a card is lost or stolen, a PIN forgotten, or questions arise, a 24-hour customer service center can be easily accessed.
An additional card is also available for someone else to use. The second card accesses the same preloaded funds, which is especially useful if the first card is lost or stolen. This means that the lost or stolen card can be canceled without canceling the second card and interrupting your travel.
FEES
Travel Card load fee $10.00
Additional cards $5.00 ea.
Reload fee (maximum of 24 reloads) $2.95 ea.
Replacement of lost card $5.00
ATM Withdrawal - U.S. $1.50
ATM Withdrawal - outside U.S. $3.00
ATM inquiry $0.50
Phone inquiry - Free
Online inquiry - Free
Mailed paper statement (available upon request only) $2.00
Maintenance fee (starts at 7th month of inactivity) $2.95 monthly
Over the counter cash withdrawal $10.00
LIMITS
Minimum load $100.00
Maximum load $3,000.00
Life of card up to 36 months
FEATURES
Instant issue
Accepted at millions of Visa® merchants worldwide
ATM, Interlink, and POS, (Point of sale), access
Reloadable up to 24 times (at CU branch, online, by phone, by ACH transfer)
PIN and signature protected
Cardholder web support www.myprepaidbalance.com
Cardholder telephone support in US & Canada 866-270-2090